Important Disclosures

Please read the following disclosures carefully before using any services offered by Nationwide Loans By Hennig, located at 100 Pemberton - Browns Mills Rd, # 58, Browns Mills, NJ 08015. By accessing this website or contacting our office, you acknowledge that you have read, understood, and agreed to the terms outlined below.

General Disclaimer

The information provided on this website and through any communications with Nationwide Loans By Hennig is intended solely for general informational and educational purposes. Nothing on this site constitutes legal, financial, or tax advice. We strongly encourage all prospective borrowers to consult with qualified legal, financial, and tax professionals before making any financial decisions.

No Guarantee of Loan Approval or Funding

• Nationwide Loans By Hennig does not guarantee that any loan application will be approved, funded, or accepted by any lender.
• Loan approval is subject to lender underwriting guidelines, investor requirements, and the applicant's individual financial profile, including but not limited to credit history, income verification, debt-to-income ratio, and property appraisal.
• Submission of a loan application does not constitute a commitment to lend. All lending decisions are made solely by the participating lender or investor.
• Pre-qualification or pre-approval estimates are preliminary assessments only and do not guarantee final loan approval or specific loan terms.

No Guarantee of Specific Rates, Payments, or APR

• Any interest rates, annual percentage rates (APR), monthly payment figures, or loan terms referenced on this website are illustrative examples only and are not offers to lend.
• Actual rates, fees, and terms available to you may vary significantly depending on lender criteria, market conditions, your credit profile, loan-to-value ratio, property type, and applicable state and federal regulations.
• Rate locks, if available, are subject to the terms and conditions of the specific lender and may expire. Rate lock availability is not guaranteed.

No Guarantee of Credit Score Outcomes

• Nationwide Loans By Hennig makes no representations or warranties regarding improvements to your credit score or credit profile as a result of any service, advice, or referral provided.
• Credit scores are calculated by independent credit reporting agencies and may be influenced by a wide range of factors outside our control.
• Individual credit outcomes vary based on personal financial history, payment behavior, existing debts, and other factors unique to each consumer.

Third-Party Lenders and Partners

• Nationwide Loans By Hennig acts as an independent mortgage broker and may work with a network of third-party lenders, investors, and service providers.
• We do not control and are not responsible for the lending policies, underwriting standards, or decisions of any third-party lender or partner.
• Referral to a third-party lender does not imply endorsement of that lender's products, services, or terms.

Timeline Estimates

• Any timelines referenced during the mortgage process — including application review, underwriting, appraisal, and closing — are estimates only and may vary based on lender workload, documentation completeness, third-party vendor scheduling, and other factors.
• Typical loan closing timelines can range from approximately 21 to 60 days from application, depending on loan type, lender requirements, and individual circumstances. These figures are estimates and are not guaranteed.

Equal Housing Opportunity

Nationwide Loans By Hennig is committed to the principles of the Fair Housing Act and the Equal Credit Opportunity Act. We do not discriminate against any applicant on the basis of race, color, religion, national origin, sex, marital status, age, familial status, disability, or any other characteristic protected by applicable federal, state, or local law.

State Licensing

Nationwide Loans By Hennig operates in accordance with applicable New Jersey state licensing requirements for mortgage brokers. Licensing information is available upon request. This website is not intended to constitute an offer to provide mortgage services in any jurisdiction where such activities would be unlawful.

Privacy and Data Use

Any personal or financial information you provide to Nationwide Loans By Hennig through this website, by phone, or by email may be shared with participating lenders and service providers as necessary to process your inquiry or application. Please review our Privacy Policy for full details on how your information is collected, used, and protected.

Contact Us

If you have questions about these disclosures or any information presented on this website, please contact us directly:

• Business Name: Nationwide Loans By Hennig
• Address: 100 Pemberton - Browns Mills Rd, # 58, Browns Mills, NJ 08015
• Phone: (640) 201-2328
• Email: [email protected]
• Hours: Monday – Sunday, 8:00 AM – 6:00 PM

Last updated: 2025. These disclosures are subject to change without notice. We encourage you to review this page periodically for any updates.